1. Definitions and Scope of Application

1.1 Definitions

“Online Course” refers to all online-based training programs and materials provided by Myfinnvibes.

“User” refers to any individual who registers for, purchases, or uses the Online Course.

“Service Provider” refers to the company Myfinnvibes, which provides the Online Course and related services.

1.2 Scope of Application

These Terms and Conditions apply to all Users of the Online Course. By accessing or using the Online Course, the User agrees to be bound by these Terms in their entirety. If the User does not accept these Terms, they must not use the Online Course.

1.3 Description of the Online Course

The Online Course includes [briefly describe the course content, e.g., video lectures, PDF materials, live sessions, audio recordings, exercises, and other learning materials].

1.4 User Registration

Before accessing the Online Course, Users must register and provide the required personal information. The User agrees to provide accurate, truthful, and up-to-date information at all times.

2. Course Content and Use

2.1 Course Content

The Online Course consists of multiple modules that may include videos, lectures, exercises, audio materials, and downloadable content. All course materials are the property of Myfinnvibes and are protected by applicable copyright laws.

2.2 Access to the Course

Access to the course is provided via our website: www.myfinnvibes.fi.
Users must create a personal account and complete the applicable course payment before gaining access to the course materials. Usernames and passwords are personal and may not be shared with third parties.

2.3 Technical Requirements

Accessing the Online Course requires an internet connection and a device capable of accessing web-based content. The User is responsible for ensuring they have the necessary technical capabilities.

2.4 Access Restrictions

Myfinnvibes reserves the right to restrict access to parts of or the entire course if necessary. Such restrictions may result from updates, maintenance, or other technical reasons.

2.5 Changes to Course Content

Myfinnvibes may modify the course content or structure as needed. Users will be informed in advance of significant changes.

3. Fees and Refunds

3.1 Course Fees

The course fee includes access to all course materials and Zoom sessions (if applicable). All prices are final and include applicable value-added tax (VAT), unless otherwise stated.

3.2 Payment Methods

Payments may be made by credit card, online payment services, or invoice (if offered). Full payment must be received by Myfinnvibes before access to the course is granted.

3.3 Payment Terms

Upon registration, the User must complete payment immediately before accessing the course materials.

3.4 Refund Policy

If the User cancels their participation no later than one (1) week before the course start date, they are entitled to a full refund. No refund will be granted if cancellation occurs after this period.

3.5 Changes and Cancellations

Myfinnvibes reserves the right to change course prices. The price valid at the time of registration applies to the User.
If Myfinnvibes cancels the course, Users will receive a full refund of the amount paid.

4. License and Copyright

4.1 Grant of License

Upon payment of the course fee, Myfinnvibes grants the User a limited, non-exclusive, non-transferable, and revocable license to access and use the Online Course materials for personal, non-commercial purposes only.

The User may not copy, distribute, sell, sublicense, transfer, or commercially exploit the course materials.

4.2 Copyright

All course materials, including but not limited to videos, text documents, graphics, audio recordings, and other content, are the property of Myfinnvibes and protected by national and international copyright laws.

Without prior written consent from Myfinnvibes, the User may not reproduce, modify, distribute, sell, or otherwise transfer any course materials.

4.3 Prohibited Activities

The User agrees not to use the course materials for any unlawful purpose or in any manner that infringes intellectual property rights. This includes, but is not limited to, unauthorized copying, distribution, publication, or modification.

4.4 Restrictions on Use

The User may download or print materials solely for personal use. Commercial use or sharing with third parties without written permission from Myfinnvibes is strictly prohibited.

4.5 Copyright Infringement

If the User breaches these Terms or infringes copyright, Myfinnvibes reserves the right to take legal action, including termination of access and claims for damages.

5. User Responsibilities

5.1 Registration Information

The User must provide accurate and up-to-date information during registration and notify Myfinnvibes of any changes.

5.2 Account Security

The User is responsible for maintaining the confidentiality of their username and password. All activities conducted under the User’s account are the User’s responsibility.

5.3 Lawful Use

The User agrees to use the course and materials lawfully and in accordance with these Terms. The course may not be used for illegal, harmful, offensive, or disruptive activities.

5.4 User-Generated Content

If the course includes user-generated content such as comments or discussions, the User is responsible for ensuring such content is lawful and appropriate. Myfinnvibes is not responsible for user-generated content.

5.5 Indemnification

If the User causes damage to Myfinnvibes or third parties by violating these Terms, the User agrees to fully indemnify and compensate for such damage.

5.6 Respect for Privacy

The User must respect the privacy and data protection rights of other Users and the Service Provider. Sharing personal data without consent is prohibited.

6. Privacy and Data Protection

6.1 Collection and Use of Personal Data

Myfinnvibes collects and processes Users’ personal data (such as names, contact details, and payment information) for registration, payment processing, and customer support purposes. Data is used solely for these purposes.

6.2 Privacy Policy

Personal data is processed in accordance with applicable data protection laws. Further details on how personal data is handled are available in the Privacy Policy, which must be accepted during the purchase process before course registration is completed.

7. Amendments and Updates

7.1 Updates to Terms

Myfinnvibes reserves the right to amend these Terms at any time due to legislative changes, best practices, course updates, or business reasons.

7.2 Notification of Changes

Users will be informed in advance of significant changes via email or on the website. The effective date of updated Terms will be clearly stated.

7.3 Acceptance of Changes

Continued use of the course after the effective date of the updated Terms constitutes acceptance of the revised Terms. If the User does not agree, they must discontinue use of the course.

7.4 Course Content Updates

Myfinnvibes may update or modify the course content as necessary to improve quality or respond to current needs. Users will be informed of significant updates.

7.5 User Responsibility to Review

Users are expected to review these Terms periodically and remain informed of any updates.

8. Limitation of Liability

8.1 Limited Liability

Myfinnvibes strives to ensure high-quality and accurate course content. However, Myfinnvibes does not guarantee that materials are error-free, up-to-date, or continuously available.

Myfinnvibes shall not be liable for any direct, indirect, incidental, or consequential damages arising from the use of or inability to use the course.

8.2 Technical Issues

Myfinnvibes is not responsible for technical issues that prevent or limit access to the course, including but not limited to server outages, internet disruptions, or hardware failures.

8.3 Third-Party Content

If the course includes links to third-party websites or materials, Myfinnvibes is not responsible for their content or availability.

8.4 Use of Information

Course materials are provided for informational purposes only. The User is responsible for how they apply the information and for any decisions made based on the course content.

8.5 Mandatory Legal Liability

Nothing in these Terms limits liability where such limitation is prohibited by law, including cases of gross negligence or willful misconduct.

9. Governing Law and Dispute Resolution

9.1 Dispute Resolution

Any disputes arising between Myfinnvibes and the User in connection with the Online Course or these Terms shall first be resolved through negotiations.

If no resolution is reached, disputes shall be settled by the District Court of Helsinki, Finland, as the court of first instance.

9.2 Governing Law

These Terms shall be governed by and construed in accordance with the laws of Finland.

9.3 Consumer Protection

Nothing in these Terms limits the User’s statutory rights under applicable consumer protection laws where the User acts as a consumer.

9.4 Consumer Assistance

If the User acting as a consumer is dissatisfied with the resolution provided by Myfinnvibes, they may contact local consumer advisory services or equivalent authorities for guidance and assistance.

10. Contact Information

10.1 Contact Details

For all questions, comments, or concerns regarding the Online Course or these Terms, please contact Myfinnvibes:

Email: info@myfinnvibes.fi
Phone: +358 40 251 5651
Postal address: Mattilankuja 9, 39100 Hämeenkyrö, Finland

10.2 Response Time

We aim to respond to all inquiries as promptly as possible, typically within two (2) business days.

10.3 Feedback

We value your feedback and continuously strive to improve our services. All feedback, suggestions, and comments are carefully reviewed and considered in our service development.

10.4 Other Inquiries

For inquiries not directly related to course use or these Terms, please contact our general customer service at info@myfinnvibes.fi.